California life insurance practice test
Questions on every topic of the state Life-Only exam, written from the official exam objectives and explained one by one. Practice by topic, then take a timed 75 question mock exam.
- All 303 questions and answers
- Free practice test
- Money-back guarantee
Take the practice test
10 practice questions from the question catalog. How many can you get right?
How the California life insurance exam works
To sell life insurance and annuities in California you need a Life-Only Agent license from the California Department of Insurance. You pass the state exam at a PSI test center, complete the 12 hour course on ethics and the California Insurance Code, and apply with your fingerprints.
The exam has 75 scored multiple choice questions, and you need 60 percent to pass. It covers insurance basics, contract law, life policies and riders, annuities, taxation, group life and the rules for agents in California.
The questions here are our own, written from the state exam objectives. Each one comes with an explanation and the code section or principle behind it.
The topics of the test
The 303 questions in the catalog are spread across these areas. In the trainer you practice all of them until every area sticks.
- Basic Insurance Concepts and Principles31 questions
- Contract Law23 questions
- The Insurance Marketplace, Producers, Ethics and California Law36 questions
- Life Insurance Basics30 questions
- Types of Life Policies34 questions
- Annuities29 questions
- Policy Replacement and Cancellation11 questions
- The Individual Life Insurance Contract36 questions
- Taxation of Life Insurance and Annuities15 questions
- Group Life Insurance Plans13 questions
- Social Security Disability Program15 questions
- Individual Underwriting, Pricing and Claims15 questions
- Life Policy Riders15 questions
How many questions can you get right?
10 practice questions, free and without signing up. At the end you see whether it would already be enough for the test.
How you learn with us
No rote memorizing from start to finish. The trainer remembers what you know and practices exactly the rest with you.
Take the practice test
10 practice questions, free. Afterwards you know where you stand.
All questions with solutions
The complete catalog with 303 questions, each with the correct answer.
Tests that adapt to you
Every round puts the questions together anew. Whatever you got wrong comes back until it sticks.
Pass or get your money back
If you fail despite practicing, you get your last payment back.
All questions and answers in the online trainer
Everything you need for the knowledge test in one place. No book, no class, on your phone or computer.
- 303 questionsAll with solutions
- 75 in 105 minutesLike in the real test
- 13 topic areasPractice targeted, one by one
- 100 %Money-back guarantee
The complete question catalog
All 303 questions that could come up, each with the correct answer. You learn exactly what gets asked.
For every question you see how often others get it wrong and which answer they mix it up with. That way you spot the traps.
Test simulation like the real thing
75 questions, 105 minutes, graded like the real test: at least 45 correct answers out of 75 (60 percent).
Every round is shuffled anew. Afterwards you see right away whether you would have passed and what is still missing.
Practice that adapts to you
The trainer remembers what you already know. Wrong answers come back until they stick, and a question only counts as learned once you have answered it correctly several times with time in between.
You can also practice individual topics or just your weak spots.
Your plan until the test
Enter your test date and the trainer spreads the questions across the remaining days. That way a small round waits for you every day instead of cramming everything the last evening.
Your progress shows you at any time when you are ready for the test.
Short videos to swipe
Learn like on Instagram or TikTok: Every question comes as a short video, you tap your answer and swipe to the next one. Whatever you got wrong shows up more often.
Ideal for in between, on the train or on a break.
Pricing
Both options include all questions and answers and all trainer features. You only decide whether you pay weekly or once.
Weekly pass
$7.99per week
- All 303 questions and answers
- All trainer features
- Cancel anytime
Permanent access
$39.99one-time
- All 303 questions and answers
- All trainer features
- Pay once, no subscription
Our money-back guarantee applies to the subscription.
back
guarantee
Our money-back guarantee
We are confident that you will pass with the trainer. If not, we refund the last payment of your subscription. The guarantee applies to the subscription, not to lifetime access.
It is that simple: Within 30 days after the test, send us a short email at [email protected] with proof, for example a photo of your test result. No follow-up questions, no form. The exact conditions are in the terms and conditions.
Frequently asked questions
How many questions are on the California life insurance exam?
75 scored multiple choice questions. PSI may add a few unscored test items. You need 60 percent, so 45 correct answers, to pass.
What is on the exam?
The state exam objectives list thirteen topics. The largest are types of life policies, the individual life insurance contract, basic insurance concepts, life insurance basics and annuities. Taxation, group life, riders and California rules for agents are smaller topics.
Are these the real exam questions?
No. The state does not publish its exam questions. All questions here are our own, written from the official exam objectives so that you practice every topic the exam covers.
Is this the official Department of Insurance website?
No. This site is an independent trainer. It is not run by or affiliated with the California Department of Insurance or PSI.
Do you have insurance exam practice tests for other states?
Yes. Every state runs its own licensing exam with its own state law part, so each one has its own trainer: Texas.