Question 13016 of 303 · California Life-Only Agent Exam

A critical illness rider pays

Exactly one answer is correct.

Aa monthly benefit for any illness that keeps the insured home
Ba lump sum if the insured is diagnosed with a covered condition
Ca refund of all premiums paid if the insured stays healthy
Da benefit only after the death of the insured

Show solution

Correct answer to question 13016

B: a lump sum if the insured is diagnosed with a covered condition

Explanation

Critical illness riders typically list covered conditions such as heart attack, stroke, and cancer.