Question 8017 of 303 · California Life-Only Agent Exam

A common disaster (simultaneous death) clause applies when

Exactly one answer is correct.

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Correct answer to question 8017

  • B: the insured and beneficiary die together

Explanation

Under the Uniform Simultaneous Death Act, if the order of death cannot be established, the insured is deemed to survive, so proceeds go to the contingent beneficiary.

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