Question 13014 of 316 · California Life-Only Agent Exam

A terminal illness rider typically requires which proof before benefits are paid?

Exactly one answer is correct.

Aa physician's certification of a limited life expectancy
Ba hospital stay of more than thirty days
Cproof that the insured has stopped working
Da diagnosis of any chronic illness

Show solution

Correct answer to question 13014

A: a physician's certification of a limited life expectancy

Explanation

Terminal illness riders are not an accelerated death benefit under the Insurance Code article on that subject (section 10295(d)); the policy defines the qualifying life expectancy and requires physician certification.